Get Your Insurance

Renewed From Tata Motors

Tata Motors Insurance Broking & Advisory Services Ltd.

Cashless

Cashless at All Tata Motors Authorised Service Center

Hassel Free

Hassel Free Claim Settlement

Car Towing

Free Car Towing On Breakdown

Why should you buy a car insurance policy?

Here are 6 key reasons to buy four wheeler insurance in India.

1. It’s mandatory by the law

2. Saves you from traffic fine

3. Provides personal accident coverage

4. Gives easy access to cashless garages

5. Provides own damage (OD) coverage

6. Covers your car against theft

What factors impact the Insured's Declared Value (IDV)?

IDV plays a key role in determining the cost of your car insurance policy. Insured’s Declared Value (IDV) is the fixed value at which a motor vehicle is insured. The sum insured is calculated based on the manufacturer's listed selling price of the car and the listed cost of any accessories after subtracting the depreciation for every year as per the Indian Motor Tariff.

In case, the cost of any electronic item installed in the car is not included in the manufacturer's listed selling price, then the actual value (after depreciation) of the item is added to the sum insured over and above the IDV.